Eighteen months ago, my husband and I sat down and added up a number we’d been avoiding for years: $116,000 of debt. This march 2020 77339 debt payoff journey update is the story of how we paid off $77,339 of it — and the two big lessons (budgeting and keeping an emergency fund) that made…
If you have ever wondered how to get out of debt without giving up every small joy in your life, you are in the right place. A few years ago, my husband and I sat at our kitchen table, opened every statement we had been avoiding, and added everything up. Credit cards, a car loan,…
Does the debt snowball method really work? It is one of the most-searched questions in personal finance, and I asked it myself back in September 2018 — standing at the bottom of a $127,229 mountain of debt with my husband, wondering if we would ever see daylight again. Fast forward to today: we have paid…
$110,427.87. To the exact cent. That’s how much debt Erin and Steve were staring at in March of 2016 — student loans, credit cards, a private loan, and a car loan, not even counting their mortgage. Four years and two months later, every dollar of it was gone. This debt free story of Erin and…
What would you do if $20,000 of student loans and medical bills stood between you and your dreams? For Ben and Julia, the answer was simple: get serious, make a plan, and attack it together. This debt free story of Ben and Julia’s $20,000 journey proves that even a young couple on a modest income…
Every debt free story starts with a number that feels impossible. For Kaleb Schumann, that number was $110,000 — straight out of graduate school, before he had even earned his first full-time paycheck. What makes his story worth telling is not just the number, though. It is how he crushed it: in 47 months, just…
Every debt free journey starts with a moment of clarity — that gut-punch realization that something has to change. For George, that moment came in 2016, when he wanted to quit a job he couldn’t stand and discovered he was financially trapped by $65,000 in debt. What happened next is one of the most inspiring…